Sewer Back-up Insurance Claims – Illinois
With all the water damage from the recent flooding in Illinois, many homeowners are fighting their insurance companies to cover all the water damage that occurred. Â Although much flooding did occur, the flooding has caused sewer back-flow, which is the direct cause of the damage in the home, and as a result, insurance companies are denying flood and water claims leaving home owners dazed as to why this damage isn’t covered.
MAKE SURE YOU ARE COVERED FOR SEWER BACK-UPS
Most sewer system back-ups are not covered under a typical homeowners insurance policy, nor are they covered by flood insurance.  For most consumers, coverage for sewer-related problems must be purchased separately or as an addition to a homeowners policy. Your home owners policy, however,  will cover “Loss of Use”, which provides reimbursement for lodging, food and other living expense you may incur if you have to evacuate your home.
We service the following areas in the state of Illinois:Â Chicago, Aurora, Rockford, Joliet, Naperville, Springfield, and the surrounding communities!
All American Public Adjusters are licensed professionals who can help you with your water damage claim from start to finish. We have a team of professions who have been helping homeowners handle their property claims with an excellent track record. Let us take over your claim so you can have an expert on your side to ensure that your investment is covered!
FREE INSURANCE POLICY CONSULTATION – We will let you know the extent of your coverage and help you maximize your insurance claim
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
Call for a Free Consultation today
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- Published in Public Adjuster
Chicago Suburbs Residents Still Reeling from Flooding
All American Public Adjusters in Chicago: Â Flood Damage Claims Experts
The recent flooding in Chicago has made history, according to the National Wather Service. By Monday, the DuPage, Des Plaines, and Illinois rivers had begun to surge setting records for flooding over the weekend.  Although the water is dissipating, residents are still stunned by the damage that has taken place. Many residents in the suburbs of Chicago have lost the possessions and have maintained vast amounts of damage to their homes.
For most in the suburbs, this experience was a first for them, and as a result the flooding took them by surprise. The officials in Plainfiled and Lisle are helping residents with emergency updates from how to dispose of destroyed objects to how remain healthy in this time of loss.
As residents look to the future and initiate insurance claims for their loss, many fear due to all the news and articles posted during the aftermath of Hurricane Sandy. If you live in Plainfield, Lisle, Forest View, or in Lake County, contact us immediately. We are independent adjusters who work for the homeowner ensuring that you will be funded for your loss. We offer a free consultation. We will review your policy and let you know your coverage and help you through the entire claim process.
You have enough on your mind when disaster strikes. Give us a call, and let All American Public Adjusters take it from here.
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
Call for a Free Consultation today
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- Published in In the News
Marmaton River near Nevada Missouri Flood Warning
All American Public Adjusters: Â Flood Damage Claims Experts
The Marmaton River near Nevada, Missouri has been fluctuating between the action and flood stages since Wednesday April 24, 2013 where the river extended beyond the flood stage value of 20 ft to 22.32 ft. Although the National Weather Service is predicting that the flood waters will drop below the flood stage by Tuesday evening (April 30th), there is still a flood warning for those in Nevada, Missouri near the Marmaton River.  If you are in Nevada, Missouri near Marmaton River, taking the necessary precautions is essential. Remember: a flood warning means that flood waters have been reported and that flooding is imminent. The following are some tips to keep you safe during and after flooding:
- Avoid areas subject to sudden flooding
- Do not attempt to cross a stream where water is above your knees. When in doubt, don’t try it.
- Do not try to drive over a flooded road. The cater can be much deeper than it appears and your could be stranded or trapped.
- Stay away from drains and ditches
- Do not eat fresh food that has come in contact with flood waters.
- Boil drinking water before using
- Report broken gas, electrical and water lines immediately
- Do no handle electrical equipment in wet areas.
- Do not sightsee. Your presence could impede relief efforts as well as endanger yourself
- Cooperate with local officials.
If you have experienced flood damage in Vernon County, contact us for a free insurance consultation. We will review your policy to let you know what is covered. Your insurance company has an adjuster to evaluate the damage from the insurance perspective. You too can have a private insurance adjuster.
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
Call for a Free Consultation today
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- Published in In the News
Dallas Texas Hail Damage Insurance Claims
All American Public Adjusters – Hail Claim Specialists
There were 79 reports of hail in the United States on Wednesday, many of which were clustered around the Dallas area. Of those 79 hail reports, 19 of those reports were of hail larger than 2″ in diameter, around the size of a lime.
If you have acquired hail damage to your roof or any part of your exterior structure due to the recent storm in Dallas, Texas, Â let the professional team at All American Public Adjusters help you handle the roof damage claim process. Â Hail can cause a lot of damage to the exterior of your home without you, the homeowner, being aware. Â If hail hits, its important to get an inspection immediately. Â All American Public Adjusters has certified roofing inspections on staff who can come look at your roof during a FREE CONSULTATION.
We service the following communities near Dallas: Fort Worth, Arlington, Prosper, North Richland Hills, and the surrounding community.
The insurance company hires an adjuster to examine the loss; you can hire an adjuster to examine the loss – one who has YOUR interest in mind!
[middlerepresent]What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
Call for a Free Consultation today
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- Published in Public Adjuster
Tornados Hit Dallas and Fort Worth
Several tornadoes hit the Dallas-Fort Worth area and across parts of northeastern Texas today, causing major damage, including roof damage and power lines damage. Â The weather service says “considerable damage” has been reported near Cleburne, south of Fort Worth, and Lancaster, south of Dallas. Â A tornado watch was in place for 33 counties in north-central and northeastern Texas until 8 p.m. CT, the National Weather Service reported.
If you have acquired hail or wind damage to your roof or any part of your exterior structure in the state of Texas, let the professional team at All American Public Adjusters help you handle the roof damage claim process.  Hail and wind can cause a lot of damage to the exterior of your home without you, the homeowner, being aware.  If hail hits, its important to get an inspection immediately.  All American Public Adjusters has certified roofing inspections on staff who can come look at your roof during a FREE CONSULTATION.
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
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- Published in In the News
Oklahoma Tornado Public Adjusters
A two-mile wide supercell storm released a tornado in Shawnee, Oklahoma just outside Oklahoma City today ripping roofs off buildings, leveling homes and leaving massive destruction. At least one school was in the tornado’s devastation zone in Moore, Oklahoma. The tornado was estimated to be at least two miles wide at one point as it moved through Moore, Oklahoma suggesting the possibility of more than 171,000 people in the path of the storm. The National Weather Service said the tornado was on the ground for nearly 40 minutes, with the first tornado warning coming 16 minutes before it touched down. The preliminary damage rating on the enhanced fujita scale was EF4 — the second most-powerful type of twister — and carved a 20-mile path through Newcastle, Moore and South Oklahoma City.
The severe weather came after tornadoes and powerful storms ripped through Oklahoma and the Midwest earlier Sunday evening into early Monday morning, leveling homes in or near Carney, Bethel Acres and Norman, overturning damaging roofs and trees in southeast Edmond. Gov. Mary Fallin declared a state of emergency for 16 counties, noting initial reports of damage in numerous communities including Bethel Acres, Carney, Edmond, Little Axe, Norman, Shawnee and Wellston.
If you are in one of the cities or counties that have experienced damage.  It is important to act immediately to ensure that you get fully reimbursed for your loss.  When devastation hits, All American Public Adjusters works for you to maximize your insurance claim and minimize your stress.  A team of trained professionals will handle the entire claim process for you.
[middlerepresent] [footer1]- Published in Featured, Public Adjuster
Plainfield Flood Damage Insurance Claims
Illinois Flood damage can be one of the most devastating experiences that a homeowner can go through. Water is a powerful force and can cause a lot of damage in Illinois and literally wash away all your belongings and investments. Just the smallest amount of flooding can result in large costs, for those with flood insurance in Illinois, getting your claim paid can be a complex issue. When your belongings and investment, your home, is on the line its time to hire a local professional insurance claim adjuster in Illinois who can take of the claim filing process and take over for you ensuring that your investments will not be lost.
We also service the following communities in Illinois: Plainfield Lisle, Forestview, Lake Country, Romeoville, Crest Hill, Shorewood, Lock Port
All American Public Adjusters of Illinois are licensed professionals in the state of Illionois who can help you with your water damage claim from start to finish. We have a team of professions who have been helping homeowners handle their property claims with an excellent track record. Let us take over your claim so you can have an expert on your side to ensure that your investment is covered!
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
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Call for a Free Consultation today
[footer1]- Published in Public Adjuster
Illinois Mississippi Residents Flood Insurance Claim
This has been a wet rainy season thus far and more wet weather is headed for the South Eastern states as well as some of the Midwest states. In the month of April, flooding records were broken as many major rivers surged. While fierce flood fighting continues along the rain-swollen Illinois River, the worst of the flood threat appears to be over on the Mississippi River. Although, city officials have breathing room, they are still concerned for the rest of the rainy season.
The mighty Mississippi River surged to damaging major flood heights along a 200-mile stretch in western Illinois just north of St. Louis, Missouri, and as a result the Governor of Illinois declared 44 counties disaster areas.  Thousands of people were evacuated around the state, and the floodwaters and damaged or destroyed homes and business and shut down roads.
Counties included in the governor’s declaration included: Adams, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Cook, DeKalb, DuPage, Fulton, Greene, Grundy, Hancock, Henderson, Henry, Jersey, Jo Daviess, Kane, Kendall, Lake, LaSalle, Marshall, Mason, McHenry, Mercer, Morgan, Peoria, Pike, Putnam, Rock Island, Schuyler, Scott, Tazewell, Whiteside, Will, Winnebago and Woodford.
As the folks who have acquired property damage start cleaning up the mess the floods have left, many homeowners are beginning to initiate the dreaded insurance claim process. In recent times, insurance companies are getting a bad reputation for not reimbursing the insured for the losses occurred.
Your insurance company has a licensed adjuster representing them; you can have one in your corner. When you hire All American Public Adjusters, you are hiring a team of professional who are trained in insurance policy and the claim process. We will maximize your claim and minimize your stress!
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
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Call for a Free Consultation today
[footer1]- Published in Public Adjuster
Missouri Public Adjusters – Protecting the Homeowner
Many Missouri residents and roofing contractors are unaware of the Missouri laws concerning insurance negotiation or representation.
The Missouri Senate Bill No.101 states the following concerning representation and negotiation:
A residential contractor shall not represent or negotiate, or offer or advertise to represent or negotiate, on behalf of an owner or possessor of residential real estate on any insurance claim in connection with the repair or replacement of roof systems, or the performance of any other exterior repair, replacement, construction, or reconstruction work. Any violation of this section by a residential contractor shall be considered an unfair practice pursuant to the Missouri merchandising practices act as codified in this chapter.
In recent times, many roofing contractors have promised representation and negotiation, and have functioned as Public Adjusters, however, they were not licensed by the state to do so. This bill has been passed to protect the homeowner from roofing contractors who claim to be insurance experts, and yet are not.
Be Aware! Roofing Contractors Cannot Legally Represent You on Your Insurance Claim!
What is a Public Adjuster? A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
If you have an insurance claim for your damaged roof due to hail or wind, contact a professional insurance consultant (public adjuster) who can help you through the entire claim process and ensure that you are fully reimbursed by your insurance company.
http://www.senate.mo.gov/11info/pdf-bill/tat/sb101.pdf
[middlerepresent]Types Of Damages
- Storm Damage
- Hail/Wind/Water
- Hurricane
- Tornado
- Fire Damage
- Water Damage
- Pipe break
- A/C Leak
- Dishwasher Leak
- Mold Damage
- Theft/Vandalism Damage
- Published in Public Adjuster
Columbia Missouri – Hail Insurance Claims
All American Public Adjusters in Louisiana – Hail Claim Specialists
If you have acquired hail damage to your roof or any part of your exterior structure in Columbia, Missouri, Â let the professional team at All American Public Adjusters help you handle the roof damage claim process. Â Hail can cause a lot of damage to the exterior of your home without you, the homeowner, being aware. Â If hail hits, its important to get an inspection immediately. Â All American Public Adjusters has certified roofing inspections on staff who can come look at your roof during a FREE CONSULTATION.
We service all of Boone County!
The insurance company hires an adjuster to examine the loss; you can hire an adjuster to examine the loss – one who has YOUR interests in mind!
[middlerepresent]What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
Call for a Free Consultation today
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- Published in Public Adjuster