Water / Mold Damage
Claim Recovery Assistance for Water and Mold Damage
|Whether the mold develops due to climate, flooding, or another property condition – a licensed public adjuster can help you evaluate your options on filing the proper claim with your insurance company in order to receive a fair settlement amount. Don’t Forget the burden of from lies solely on the policy holder. Insurance company has there own adjuster why don’t you.
|You have recently had some type of water damage in your home or office due to a pipe bursting, roof leaking, or a heavy storm. Hopefully your insurance will cover the damage. What do you do? First read some information below about mold, because you may not know the implications of water and mold damage.
Molds are a component of a collection of micro-organisms called fungi that also includes mushrooms and yeasts. Molds are most recognizable to most people as a type of food spoiler on things such as fruit or bread. Molds are nature’s decomposers in the food chain. Mold requires the following environment to grow:
The last environment, moisture, is the only realistic factor to control in most houses.
|Once All American Public Adjusters, Inc. has been informed, an adjuster will schedule an appointment with you as soon as possible. An adjuster will review your policy with you and begin reviewing your mold damage. We will do a careful evaluation of your home or office and test the premises of mold. Our knowledgeable adjuster will take photographs, videotape, and inventory of all damaged property to provide the insurance company with as much thorough evidence of loss as possible.
Once mold has been detected our adjuster will recommend several contractors who have certification and training in water damage restoration and mold remediation to clean up the water damage and make repairs as needed to your home or office. We will make sure that the contractor is following the best possible procedures to look after your concerns. A thorough and fast cleanup will help avoid mold growth. If you wait too long and mold growth starts, cleanup costs will increase significantly. This is what we are looking for: speed. Mold grows quickly; We will ensure that you have a contractor in your house promptly
All American Public Adjusters are competent individuals who are trained for your type of damage They will be sure that the contractor follows basic, good clean up practices after your water damage. Here are some things that we look for:
If you already have extensive mold because, for example, you have had water damage because you have been away for a little while, or there was a long delay between the water damage and the arrival of a restoration contractor, or you just didn’t know that the insurance company would cover the damage, then All American Public Adjusters, Inc. would ask you some of the following comments or questions:
TAKE MOLD EXTREMELY SERIOUSLY!
A small number of molds produce toxins called mycotoxins. When people are exposed to high levels of mold mycotoxins they may suffer toxic effects in people, including fatigue, nausea, headaches, and irritation to the lungs and eyes. If you or your family members have health problems that you suspect are caused by exposure to mold, you should consult with your physician.
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